Dutch mortgage calculator

Dutch mortgage calculator

What's your budget to buy a Dutch house? Use our mortgage calculator to calculate your maximum mortgage in the Netherlands and your monthly mortgage payments.

Please note: this Dutch mortgage calculator for 2023 gives you an indication of your maximum mortgage. For a precise calculation, schedule a free appointment with our expat mortgage advisors.

Get the best Dutch mortgage

  • Choose between +43 lenders
  • Experienced expat advisors
  • Competitive fees from € 2,195

Calculate your mortgage

Ik heet en ik wil een .

Vragen? Bel

030 - 208 2010

Beste Leon & Judith,

Hierbij het resultaat van jullie hypotheekberekening:

Jullie hypotheek

€ 320.357

Netto per maand

€ 1.052

Ingebracht eigen geld

€ 7.500

Jullie kunnen een huis kopen van

€ 337.500

Max hypotheek op inkomen:
€ 320.357
Inkomen Leon
€ 36.760
Inkomen Judith
€ 30.450
€ 750
Studieschuld Judith
€ 8.000
Netto per maand:
€ 1.052
Rente 2,05%
€ 561
€ 639
Bruto maandlast
€ 1.200
€ 149
Netto per maand
€ 1.052
Koopsom bestaande bouw
€ 337.500
€ 6.750
€ 3.000
€ 1.200
Bouwkundige keuring
€ 450
€ 350
€ 1.395
€ 350
€ 1.100
Aflossing roodstand, leningen en kredieten
€ 750
Totaal te financieren
€ 352.845
Maximaal hypotheek inkomen
€ 320.357
€ 25.000
Ingebracht eigen geld
€ 7.500
Saldo (overschot)
€ 12

Free consultation with a mortgage advisor

Dutch mortgage free appointment advisor

Buying a house in the Netherlands? Use our online home loan calculator and book a free appointment with our skilled advisors to discuss your options. They can provide you with a tailor-made mortgage calculation so you'll know exactly:

  • which amount you can borrow for a mortgage
  • your gross and net monthly mortgage cost 
  • how to fix your expat mortgage in the Netherland

Housing webinar 'How to buy a house'


Besides using our mortgage calculator, please join our webinar 'how to buy a house in the Netherlands'. We'll explain the Dutch house buying process and give you smart tips to improve your chances at the housing market. We'll discuss:

  • the status of the Dutch housing market
  • all the important steps of buying a house
  • smart tips for bidding and negotiating

Why use Hanno's Dutch mortgage calculator?

Onafhankelijk hypotheekadvies icoon

100% independent

Hypotheekadvies persoonlijk icoon

 Fee calculation check

What's your maximum Dutch mortgage?

Use online mortgage calculator

How to get your Dutch mortgage in 5 steps

  • infographic-location

    1. Budget: how much can you spend?

    A free appointment gives you instant clarity about your budget

    Call us 030 - 208 2010

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    2. Bid with the HypotheekBelofte

    This gives you a chance at a lower purchase price

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    3. Offer accepted? Personal finance plan

    First we look at your financial situation, then at your mortgage

    Book an appointment >>

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    4. Choose your mortgage lender

    Based on your mortgage plan we choose the best mortgage lender

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    5. Mortgage secured, to the notary!

    We fix the mortgage from A to Z, you sign the deed by the notary

More about your mortgage calculation

Hypotheekverstrekkers vergelijken logos

Independent mortgage calculator Netherlands

Do you want to use the ABN AMRO mortgage calculator or the ING mortgage calculator in the Netherlands? Hanno makes an independent mortgage calculation to see which mortgage lender offersr you the best mortgage and also compares these big banks. 

You can use our independent mortgage loan calculator in the Netherlands to calculate your maximum mortgage and our mortgage interest rate calculator to compare differents lenders. Please check out the current Dutch mortgage interest rates. 


Self-employed mortgage calculator

Are you self-employed and do you want to buy a house? Don't worry, it's perfectly possible to get a mortgage as a self-employed expat in the Netherlands. 

You can use our regular mortgage calculator. Calculate your maximum self-employed mortgage by using the net profit of your income of the last three years. 


Refinance your mortgage

Refinancing your mortgage in the Netherlands can be a good way to reduce your mortgage payment costs. To calculate the money you can save, please use our mortgage refinance calculation tool. This calculator compares over 43+ mortgage lenders who refinance mortgages for expats in the Netherlands and finds the best fitting lender for your situation.


The best mortgage advice for a low fee

Hanno gets you the best Dutch mortgage for expats for a competitive fee. We give you a tailor-made mortgage advice and use advanced technology - like our online mortgage calculator - for your mortgage application. This way we don't wast time and money on administration, so we're able to charge you a much better price than other mortgage advisors. 

What's your budget for a house in the Netherlands?

Use mortgage calculator